Classic Car Insurance: Tips to Buying the Best Policy

When you have a classic car, it’s important to have the right insurance policy on it. Often, standard car insurance is not going to cut it. After all, most companies base their claims on the actual cash value of the car, which factors in depreciation.A few tips will help you to get a better policy. 

Be Aware of the Real Value of Your Car 

Your car is calculated differently because it’s a historical or classic car. If you were to have a company provide the value based on depreciation, it might only be worth $1,000. However, you know that if it were to sell in an auction tomorrow, it could be worth $50,000 or even more. With a historical car, you must be cautious as to how the value is calculated. A professional appraisal is highly recommended.You want to make sure you get the best value for your car. In the event it is in an accident, you want your policy to provide a full replacement so you’re not out thousands of dollars because of not having the right value associated with your car. 

Know the Miles You Drive Every Year 

How many miles do you drive your classic car every year? In most instances, it’s probably less than 10,000 miles per year. You might only drive it to car shows or special events as a way of showing it off. Maybe you take it out on a Sunday from time to time. However, it’s not your everyday car.Knowing the mileage will make it easier to get an affordable policy. 

Add More Coverage 

There will be plenty of coverage options available. It’s a good idea to add more than you think you might need. It will cover you against all the “what if” scenarios. Should something happen, you will know with confidence that your policy will take care of it all. 

Work with an Agent 

Often, it’s easier to work with an independent agent who understands classic cars. You can rely on their expertise to talk to you about the different insurance companies as well as the coverage options. An agent can get quotes on your behalf and help you to get different discounts that you might qualify for. Your classic car is likely one of your most prized possessions. It only makes sense to have a great policy on it.

Dentist’s private car collection is selling for £100 million

A car-obsessed dentist who has amassed Britain’s biggest private car collection is selling the whole lot for £100million. 

James Hull, 53, who founded the James Hull Associates chain of dentists, owns more than 450 rare and classic cars, ranging from multi-million pound rare Jaguars to Winston Churchill’s Austin, and a Bentley once owned by Elton John. With no room to park them all near his home in Kensington, west London, he garages them in vast warehouses in Herefordshire, but has now decided to sell up because of health reasons. None of the cars is cheap, but a buyer with particularly deep pockets is needed, because  Dr Hull says he is determined to sell the 457-strong collection as a whole. He is hoping a buyer will come in with a £100million-plus offer, making it the highest value car sale in Britain. For that price, the buyer will get 457 classic vehicles, 365 pedal cars and 300 pieces of memorabilia including model aircraft from WW1 and WW2. With cars represented from every decade since the 1930s, the collection includes a Jaguar D-Type, worth in excess of £4million, a similarly valuable Jaguar C-Type, and Lord Mountbatten’s Mini Traveller, as well as a super-rare 1950s Jaguar KXSS. The collection also includes a Humber which was owned by the judge presiding over the Profumo Affair and a 1961 Jaguar E-Type which belonged to Britain’s world motorcycle champion Mike Hailwood.
For original article, with photos, visit

Kearney Classic Car Collection’s new director cared for 60 exotic rides; now he oversees 200

It was an accident, Greg Overton insists.

He sat down at his computer to renew his membership in the Association for CarMuseums when his finger hit the wrong button. Up popped an ad saying that theClassic Car Collection in Kearney, Neb., was looking for an executive director.Then working in isolated Gateway, Colo., just four miles from the Utah border,Overton had no idea where Kearney was, but he perked up. He’d been manager of the exclusive Gateway Automobile Museum for nearly three years, and he and his wife, Suzette, were sensing that it was time to leave.

Interested, Overton sent a brief email to Brad Kernick, chairman of the board of the Classic Car Collection. Meanwhile, he and Suzette began investigatingKearney.

“It was the right-size city. It was a university town surrounded by rural area,” he said. “I also knew there aren’t many auto museums out there, and I wasn’t quitesure where I’d go if I didn’t stay in this line of work,” he said.

Overton, 51, got the job in Kearney, and this morning, he was introduced to the press, the Kearney Area Chamber of Commerce and others at a festive meet-and-greet. Introverted and friendly, he is thrilled to be here.

At more than 170 cars, Kearney’s collection is three times larger than the oneOverton managed in Colorado. The museum in Gateway displayed about 60 cars manufactured between 1906-2006 that belong to John Hendricks, founder of theDiscovery Channel. Many are one-of-a-kind, rarely-if-ever-driven models.To read more please visit the original source at