Street Rods, Modifieds, Replicars, Motorcycle Insurance available in most states.
Call toll free for your quote 1-800-866-6440 or complete our online form.
If your classic car is worth more than it would probably cost to repair it, you should consider purchasing collision coverage. On the other hand, if your classic car is worth less than what it would cost to repair―in which it would be considered a total loss in an accident―you probably don’t need collision insurance. Speak with our appraisal experts to help make the best decision for your needs.
For example, if your classic auto is worth $1,000 but it would take $1,500 to repair damage to the vehicle body, your insurance company will only compensate you for what the vehicle is worth, and collision insurance is unnecessary.
However, if you own a new or highly customized motocycle with a Kelley Blue Book value of $15,000 or more, it will likely cost less to repair than the bike is worth! Collision insurance will cover the cost of repairs.
It is important to know what your vehicle is worth, and to be aware of how that changes over time or with the addition of customized parts. You can access the Kelley Blue Book online for many vehicles. Note that for custom and classic cars, you should contact your insurance agency directly for estimated worth.
You might also consider comprehensive insurance for your classic car. Unlike collision insurance―which covers damages due to collisions only―comprehensive insurance covers damages due to theft, vandalism, natural disasters, and weather conditions, such as hail, fire, and flood. The majority of comprehensive insurance policies include a certain amount of coverage for motorcycle accessories and custom parts. You may also have the option to purchase more than the minimum amount. Ask us for details.
Northeast Classic Auto Insurance
1180 Merwins La. Fairfield, CT 06824
Phone: (800) 866-6440
Fax: (203) 459-9791